Taxes, homeowner’s insurance, mortgage insurance, HOA dues are not included. *Terms are based upon a loan with the following terms: Payment is for principal and interest only. Supply of homes and homesites at these prices are limited and subject to availability. See terms and conditions for complete information. Actual rates available to you may vary based upon a number of factors including credit score, documentation level and market conditions. Programs, prices, rates, terms and conditions subject to change without notice. This communication is provided for informational purposes only and should not be relied upon by you, not to be construed as a quotation or offer of credit from any lending institution. Offer only available on homes that are purchased as a primary residence. Qualification, income and/or geographic restrictions may apply. Home must close on or before November 30, 2023. Only available in Starlight Homes communities for contracts written between October 13, 2023, and October 31, 2023, on certain available homes. Rate is not guaranteed, and buyer must satisfy all conditions or requirements for approval of buyer’s mortgage loan by buyer’s lender for the financing and purchase of the property. Rate is subject to change upon exhaustion of funds, and may be adjusted depending on buyer’s credit profile, loan to value ratio and/or certain property characteristics. Rate offer is on a first come, first serve basis. Rate is dependent on the type of loan the buyer obtains. The special financing rate is only available for a limited time and only limited quantities of loans at the special financing rate are available. Rate is only available until pool of funds is depleted or the rate expires on October 31, 2023. Starlight Homes has locked-in, through Velocio Mortgage, a fixed interest rate for a specified pool of loan proceeds. Starlight Homes is not a lender or mortgage broker and does not offer loans or mortgages. However, use of Velocio Mortgage is not required to purchase a Starlight home. Receiving the advertised rate and incentive requires participation in the Starlight Homes Advantage program, including use of Velocio Mortgage, which is an affiliated lender. This is not an offer of any specific interest rate or a commitment to make a loan and only buyer’s lender can offer a specific interest rate or issue a loan commitment under this special financing rate promotion. Financing is offered by Velocio Mortgage (NMLS ID# 1529234), an affiliated lender of Starlight. In addition to payment for principal and interest, payments for taxes, homeowner’s insurance, mortgage insurance and possible HOA dues are required. Restrictions on the maximum loan amount and loan-to-value ratio apply. The foregoing example is based on a special financing rate of 5.99%, 30-yr fixed rate, FHA. Beginning in year three, the fixed rate of 5.99% applies to the remaining term of the loan. The interest rate that applies to year two is 4.99%. The interest rate that applies to year one is 3.99%. 2/1 Buydown Program includes a 2% decrease on the interest rate for year one and 1% decrease in the interest rate for year two. If buyer obtains a conventional loan, the minimum credit score may vary. 5.99% (APR 6.282%) 30-YR Fixed FHA loan 3.5% down payment required, and a 620 credit score. *Advertised monthly payment is for principal and interest only and is based on securing a loan with the following terms: Credit terms are based on a 30-year, fixed-rate mortgage. Contact us for a tour and start building your future today. You will love the convenience of living near major roadways including SR 54, Highway 301, and I-75 for easy travel throughout the Tampa Bay region. Hidden Creek is located close to recreation, shopping, dining, and entertainment experiences. Inside the community, amenities will include a dog park, open-air Floridian style clubhouse with pool so you enjoy beautiful Florida weather and sunsets. Your new home comes with popular Florida recreation spots and the best of the Tampa Bay area.Īll of our Zephyrhills homes for sale include a variety of three and four bedroom plans to choose from. You will be less than 4 miles from the Epperson Ranch Lagoon, which offers fun for all ages. This charming, small-town lifestyle comes with delicious restaurants and the eclectic shops of Historic Downtown Zephyrhills just minutes away, while the The Tampa Premium Outlets and The Shoppes at Wiregrass are conveniently nearby. Hidden Creek is located conveniently in the heart of Zephyrhills which provides residents easy access to Tampa, Wesley Chapel, Lakeland, and Orlando.
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